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Account setup is a breeze


No interest charges or hidden fees, ever


Track payments anytime from your mobile app

how it works

Life’s complicated enough. We make payments easier and more affordable, in just 3 simple steps.

1. Select Atome

If you’re shopping online, select Atome during checkout. If you’re at a participating offline store, just scan our QR code at the cashier.

2. Make payment

Atome automatically splits your bill into 3 equal payments. You'll pay the first payment at the point of purchase. The next two payments will be spread 30 days apart. No interest or hidden charges, ever.

3. Check bills

Check the status of your payment schedule under “Bills” in our app.
You’ll also be informed when your payment cycle is complete. That’s it!

Go to Atome

atome - We are here to help you.

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